SME & High Net Worth · Coming Soon

The Navigator

Your cash should be earning more.
Navigator finds the gap and moves the money — compliantly.

AI-powered yield optimisation for SME treasuries and High Net Worth investors. Guardian SGSV compliance is built into every recommended move — before any funds transfer.

In development — not yet available.Waitlist members are notified first at launch and receive founding-member pricing.

Four steps from where your cash is
to where it should be.

Guardian SGSV compliance is built into step 3. Every recommended move is validated before any funds transfer.

Step 1
Connect your accounts
Link your Singapore bank accounts securely. Navigator reads your current balances and rates — you retain full control at all times.
Step 2
AI finds where your cash is underperforming
Navigator compares your current rates against the live market and identifies specific moves that would improve your yield — accounting for lock-up periods and liquidity needs.
Step 3
Guardian SGSV validates the move before it executes
Before any funds transfer, Guardian SGSV runs a complete compliance check. The move only proceeds when it's clear. If anything raises a concern, it holds for your review.
Step 4
Yield improves. You see exactly how much.
The transfer executes. Your dashboard updates. Your monthly report shows the yield improvement — what you earned versus what you would have earned doing nothing.
The self-funding argument

The subscription costs less than
the yield it unlocks.

Every Navigator tier is calibrated to a cash balance range where even a single well-timed recommendation — moving funds from a low-rate account to a better one — covers the annual fee.

Available Now

While Navigator is in development, Guardian SGSV is live for institutions and FinTechs.

Three products accepting enquiries today.